Health Insurance Marketplace ® is a registered trademark of the Department of Health & Human Services. An official website of the U.S. Centers for Medicare & Medicaid Services.

You'll find health insurance plans with estimated prices available to you. Premium estimates show any savings you qualify for based on the basic information you entered.

Start a 2026 health plan application now! First time applying on HealthCare.gov? Pick your state to get started.

Employers can offer their employees an individual coverage Health Reimbursement Arrangement (HRA) to reimburse medical expenses (like premiums, deductibles and copayments) instead of offering a …

Any health insurance that meets the law's minimum requirements for comprehensive health coverage, like Marketplace plans, Medicare, Medicaid & CHIP, and some job-based and individual plans

Learn about the essential health benefits that all private health insurance plans offered in the Health Insurance Marketplace® must cover.

See plans & prices Get estimated prices on 2026 health plans before you log in Browse 2026 plans and estimated prices here. Next, create or log into your Marketplace account to apply, get final prices, …

When employees apply for Marketplace coverage, they’ll provide information about their individual coverage Health Reimbursement Arrangement offer, including its start date and their employer's …

Use HealthCare.gov to create an account and apply for health coverage, compare plans, and enroll online. Apply by phone or get in-person help with your application.

Discover what Marketplace plans cover, including treatment for pre-existing medical conditions and other essential health benefits. Preview health plans and prices to get an estimate.